Friends, do you want to know in detail about how to take loan from Canara bank? If yes, then this article is for you only because in today’s article we will know how to take loan from Canara bank, to take personal loan from Canara bank. What documents will be required, how much will be the processing fee, how much civil score is required? And under which scheme to take personal loan? We will know the answers to many such questions, so let’s start.
How to take loan from Canara Bank?
Friend, have you suddenly needed money and you do not have it, due to which your work has stopped and you are not able to get loan from anywhere and you have become very worried about where to get the money and your mind is busy. I might also be thinking of taking a loan.
Although taking a loan is not a good thing but it has to be taken out of compulsion and if you want to take a loan then you do not need to take tension. We will tell you in detail about how to take loan from Canara bank in this article, so let’s start. We do.
Friend, Canara Bank is giving personal loan up to a maximum of Rs 10 lakh. With which you can do your work.
Canara Bank Personal Loan Review.
Friends, Canara Bank has made many different schemes for giving personal loans through which it gives loans to the customers. You may also be thinking in your mind that Canara Bank runs some special scheme for giving personal loans but there is nothing like that. The scheme made by Canara Bank for personal loan. Accordingly, you can easily take loan from Canara bank.
Name of the schemes for personal loan of Canara bank –
- Canara Budget Loan
- Canara Teachers Loan
- Canara Pension Loan
Brother, you will get personal loan as per the scheme in which personal loan is given from Rs 2 lakh to maximum Rs 10 lakh and you can take the loan as per the rules.
Where can one use personal loan?
- You can do it to build a house.
- Marriage – Can get married.
- You need a lot of money.
- You can do this to pay school fees.
- If you need money immediately for any work.
- You can get the house repaired.
- You can use this money for any personal work.
Complete details of personal loan scheme.
Friends, Canara bank runs many types of schemes for giving loans, but in this article we are talking about personal loan and if you also want to get information about personal loan, then under personal loan mainly There are three types of loans. About which I have already told you but let me tell you once again. Under this loan you can take Rs 2 lakh to Rs 10 lakh.
- Canara Budget Personal Loan
- Teachers Loan
- Canara Pension Loan
Now we will study step by step about these three schemes.
What is the Canara Bank Personal Loan interest rate?
Friends, if we talk about their interest rate, the interest rate on this bank personal loan starts from 10.20% per annum and goes up to a maximum of 13.90% per annum.
How much loan amount can be got from Canara Bank?
We have already told you that you can get a personal loan from Rs 2 lakh to Rs 10 lakh, but if you need less than Rs 2 lakh, you can get less than this, you just have to apply.
What is the process to take loan from Canara Bank?
Friends, you can apply online to take a loan from Canara Bank. How to Apply Online Loan? We will tell you step by step below, you just have to read it carefully.
Warning: Friends, below you can apply for Rs 50 thousand or as much as you need from Canara Bank under Mudra Scheme, you can follow the given steps.
Friends, you can take a loan of Rs 50000 according to Canara e Mudra Loan. To avail this loan, your account should be open in Canara Bank and if your account is not in Canara Bank then you can open an online account sitting at home.
Not only this, your age should be minimum 25 years, so let us now talk about how to take loan from Canara Bank.
Step1. Go to the official website of Canara Bank.
Friends, to take a loan from Canara Bank, first of all you have to open your Chrome browser and then search by writing Online MSME loan Canara bank in the search bar. After that, you have to open the official website of Canara Bank, as shown in the image below, you have to click on this link. If you want, you can go directly by clicking on this given link.
Step 2. Click on Click Here To Apply?
Friends, as soon as you go to the official website, you will see the option of Click here to apply below. You have to click on this option as shown in the image.
Step 3. Login
Friends, as soon as you click on the Click here to apply button, a login page will open in front of you. Now a question will be written in it Do you have any existing account with Canara Bank? Now you have to click on the Yes option, after that you have to fill your account number and then you have to click on the Confirm and Proceed button.
Step 4. Verify OTP (One Time Password)
Friends, as soon as you click on the Confirm and Proceed button, an OTP code will be sent to your mobile number. OTP will be sent to the mobile number which is linked with your bank account, so you have to keep the mobile with you.
Now you have to fill the OTP code and then click on the Verify and Proceed button. By doing this your mobile number will be verified.
Step 5. Look at the loan scheme.
Friends, as soon as your mobile number is verified, you will get to see the loan scheme i.e. how much loan you can get under Shishu Mudra Loan. You will be told about it, in that you will get an option on which it will be written PMMY -Shishu Mudra Loan, on which you have to click as shown in the photo below.
Step 6. Choose your Loan Amount & Tenure?
As soon as you click, you will go to another new page. On this page you have to select your loan amount i.e. how much money you want to take as loan. After that you have to select the tenure, that is, you have to set the time for how much time you will repay your loan.
Step 7. Click on Apply option.
After doing this, along with giving some eligibility in the same page, you have to click on the option of Apply. As soon as you click on the apply option, the loan application form will open which you can fill completely in five steps.
First Step – Friends, in the first step you have to fill some information like customer information, Aadhar card number is to be verified and enterprise registered mobile number is to be verified as mentioned below.
1. Fill Customer Information
In the first step, you have to fill the customer information, in which the first step is Constitution, after that Aadhar card number and photo which is on the Aadhar card, after that you have to upload PAN card number and PAN card photo.
After doing this, you have to fill the Udyam registration number. To get the Udyam registration number, you will have to register by visiting the Udyam website. After that you will get the registration number. Then you have to upload a KYC document and click on Confirm and Proceed.
2. Fill OTP
After clicking, an OTP code will come on the mobile number linked to your Aadhaar, which you have to fill and click on the Verify option.
3. Verify Udyam Registered Mobile Number
After you have verified the mobile number linked to the Aadhar card, then after that you have to verify the Udyam Registered mobile number. In this also you get an OTP on the mobile number which is linked during the Udyam registration, which you have to fill and verify. Has to be done. After doing this you reach the second step.
In the second step, you have to give information related to business details and personal details, about which you are told below.
1. Fill Business Details
Friends, in Business Detail you have to fill the information related to name of enterprise, type of enterprise, constitution, date of registration, major business of activity, address of the enterprise correctly.
2. Fill Personal Details
Friends, in Personal Detail you just have to fill the information about Name, Father’s Name, Address, Gender, Age. You also have to fill it correctly, after doing this you have to move ahead.
Step 3 – Fill Investment/Turnover
In Step 3, you just have to fill the correct information about your income or investment and how much money you earn from your business and then click on the Confirm and Proceed button. And move forward to the next step.
In the fourth step, you have to provide branch information along with EMI & Tenure as mentioned below.
1. Choose EMI & Tenure
In the fourth step, you will see three options related to EMI & Tenure in which different EMIs and different tenures will be given, that is, EMI will be told according to time, out of these you have to select one option.
2. Select Branch
As soon as you select EMI & Tenure, after that you will get the option to select the branch in this page. In this, first of all you have to select your state, then city and lastly you have to select the branch or branch and then you have to confirm and You have to click on the Proceed button.
Step 5. Confirmation
As soon as you clear the fourth step, after that you have to do confirmation in the fifth step, in this you will get a page of term and condition in which you have to put a tick and click on the accept and submit button.
6. Get Loan Application
After doing all this work, the entire process of applying for loan from Canara Bank ends and you will get a loan application for the loan applied by you, which you have to download and take out the hard copy.
7. Visit Canara Bank Branch
After doing all this work, you have to go to the branch with the hard copy of the loan application and your bank details or documents. And you have to show all your documents to the bank officer there after seeing which the bank officer will give you the loan. Friends, in this way you can apply for loan from Canara Bank and take the loan.
Canara Bank Personal Loan Repayment Period.
Friends, it is very important to repay the loan on time. Friends, by taking a personal loan from Canara Bank, you get a time of 7 years within which you have to pay the money. Friends, the time to repay the loan depends on the scheme. You will get time according to the scheme on which you take loan.
How much is the processing fee?
Friends, the processing fee charged for taking a personal loan from Canara Bank is approximately 1% of your loan amount.
What is the qualification required to take a personal loan from Canara Bank?
- Must be an Indian citizen.
- Your age should be minimum 21 years and maximum 65 years.
- You may have your own business or you may be a government employee or in a government job.
- Whether you get pension or are an operator defense person.
Documents for Canara bank personal loan.
- Your two colorful passport size photographs will be required.
- For identification, you should have Aadhar Card / PAN Card / Driving License / Voter ID Card / Passport.
- You should have salary slip or bank statement details of last 3 months or 6 months.
- For address proof, you should have ration card, passport, driving license, bank account statement, electricity bill, telephone bill, property document.
- For income proof, you should have bank account statement, salary slip, Form 16 ITR.
- For income proof-Bank Account Statement, Salary Slips, Form 16, ITR
How to apply for Canara Bank Personal Loan?
Friends, there are two ways to apply for personal loan from Canara Bank.
1. How to apply online.
- First of all you have to go to the official website of Canara Bank.
- Then you have to click on the personal loan option.
- After that you have to select the personal loan scheme.
- Then you have to register and fill all the required documents and submit.
- Then after some time the bank officials will contact you.
- After that the officers will verify your documents and approve your loan.
- After that your loan money will come to your bank account.
2. How to apply offline.
- First of all you have to go to the Canara Bank branch.
- And you have to take all your documents along with you.
- Then you have to talk to the manager of Canara Bank about personal loan.
- All your documents will be verified by the officer.
- After verification, your loan will be approved.
- After the loan is approved, your loan money will be deposited in your bank account which you can withdraw and do your work.
How to calculate monthly installments for personal loan from Canara bank?
Friends, you can calculate your monthly installment using the calculator.
How much time does it take to get a personal loan from Canara Bank?
Friends, the total time taken to take Canara Bank personal loan is approximately 48 to 72 hours. Those who have good dealings with the bank get the loan quickly.
Canara bank personal loan pre closing charges.
Friends, you do not need to pay any other fee while prepaying your personal loan.
Canara Bank Customer Care Number
To talk to the customer care of Canara Bank, you can contact the number given below.
Official website: How to take personal loan from Canara bank
You can call on 1800-425-0018/ 1800-103 -0018 / 1800-208-3333 / 1800-3011-3333 (24×7 toll-free) or +91-80-22064232 (non-toll free)
Friends, I hope that you would have liked the information given about how to take loan from Canara bank? and this article would have been helpful for you. Friends, if there is any mistake somewhere in the article, then please tell us by commenting.
Frequently Asked Questions
What is the civil score required to take a personal loan from Canara Bank?
Friends, it is better if your civil score is 750 or more to take a personal loan from Canara Bank. You will not face any problem in taking the loan.
Personal Loan from Canara Bank What should be the salary to take a personal loan?
Friends, to take a personal loan from Canara Bank, your salary should be minimum Rs 10000, only then you can take a personal loan from Canara Bank.
If the EMI of Canara Bank personal loan is missed, then What will happen?
If you miss your EMI, you have to pay late fee and after that the next EMI starts again.
What should be the minimum age to take a personal loan from Canara Bank?
To take a personal loan from Canara Bank Your age should be at least 21 years.
What should be the maximum age to take a personal loan from Canara Bank.
Your maximum age to take a personal loan from Canara Bank is 60 years. If it is more than this, you will not be able to get the loan.
What is the minimum loan amount for a personal loan from Canara Bank?
You can avail a minimum of ₹ 25,000 under the personal loan scheme from Canara Bank.
What is the maximum loan amount for a Canara Bank personal loan?
You can avail a maximum of Rs 10 lakh as a personal loan from Canara Bank.
How to deposit Canara Bank Personal Loan EMI online?
Friends, Personal Loan EMIs are deducted from your bank account, and you can also deposit them through the net-banking portal of Canara Bank.
How to close a Canara Bank personal loan?
Friends, to close a personal loan from Canara Bank, you have to go to the bank branch and deposit your loan amount along with all the charges, this will terminate your personal loan and your loan will be closed. Will be done.
How to check Canara Bank personal loan status?
Friends, to know about the status of personal loan, you will have to talk to the customer care officer of Canara Bank or contact the Canara Bank branch.
How to close Canara Bank personal loan online?
Friends, to close Canara Bank personal loan online, you have to go to its net banking portal and deposit your outstanding loan and download the payment receipt so that you can show that you do not have any outstanding amount.
How to download canara bank personal loan details?
Friends, you can use Canara Bank mobile app to download canara bank personal loan details and keep an eye on your personal loan account.