Hello friends, in today’s article we will learn how to withdraw money from atm card. Friends, you know that due to increasing population, many changes have been made in our banking facilities with the help of technology. But still we face many problems in withdrawing money from the bank and a lot of our time is wasted.
To avoid these issues and avoid wasting time, we use an ATM to withdraw money. We can easily withdraw money from any bank by using ATM. But there are many of our brothers and sisters who do not know about how to withdraw money from ATM card.
So friends, there is no need to take tension. Because in this article, I will give you step-by-step complete information about how to withdraw money from ATM card, so let’s start without wasting time.
How to withdraw money from ATM card?
People find it very difficult to withdraw money from an ATM for the first time, but once you withdraw money, it seems very easy. To withdraw money from ATM, you have to follow the steps given below.
First, you should have the ATM card of your account, which you must have, if not, then you have to contact your bank (where the account has been opened) and apply for the ATM card. After that, you will get the ATM card in a few days.
Friends, for your information, let me tell you that ATM card is also called debit card.
First Step –
First, you have to enter the bank’s ATM with your ATM card. Keep in mind that there should not be any other person inside the ATM. If someone is already in the ATM, then let him exit first. Only when he comes out, you should enter the ATM and if people are standing outside the ATM in a queue, then you should also join the queue and wait for your turn.
First, let me tell you one more thing about your ATM that the screen type of ATM of all banks is different, but the process of withdrawing money is same in all.
Second Step –
When you reach inside the ATM, then you will hold the ATM card straight and on your right side you will find a slot in the ATM, inside which you have to insert the ATM card. Leave it there and do not remove it until the transaction may not be completed.
Keep in mind that while inserting the ATM card, keep the golden chip at the top and front.
Note – One more thing that is important to be told about the ATM is that the ATMs work on their different Artificial Intelligence (AI) systems. Therefore, there are some ATMs in which the ATM card has to be taken out immediately after inserting it, but in most of the ATMs, it is taken out after completing the entire transaction.
Third Step –
After inserting the ATM card, you will be asked to select your language on the screen. To select your language, you have to press the button in front of it or touch on that language.
As soon as you choose your language, many options will appear in front of you such as – Fast Cash, Withdrawal, Balance Inquiry, Mini Statement, Fund Transfer, Pin Change and Others.
Now, if you want to withdraw money, then you have to touch the Withdrawal option or press the button in front.
Fourth Step –
Now, two options to select Account Type will appear on the screen. Saving Account and Current Account Most of the people get confused on these options whether to select Saving Account or to select Current Account.
Whereas on your bank passbook your account type is written whether it is Saving Account or Current Account. So now you have to select your account type. Most of the people have Saving Accounts.
Fifth Step –
Now you will be asked to enter the amount on the screen, i.e., how much money you want to withdraw. You have to enter that much, after that you have to touch on Correct or Confirm. Now your transaction will start.
See, ATM can ask you for PIN anywhere in this process, it can ask in the beginning itself, or it can ask in the middle or at the end, then you have to enter the PIN.
Sixth Step –
When your transaction is completed and your money is withdrawn, then withdraw your money and also take out the ATM card, after that press the cancel button and go to your home with your money.
How to withdraw money from ATM card I have told you step by step about this but do not leave you from here now because I am going to give you some important information related to ATM which you must read.
And this information will save you from your loss throughout your life. If you want to save your life, then take out some of your time and read it.
What things should be kept in mind while withdrawing money from ATM?
Friends, whenever you go to withdraw money from ATM, you have to keep some things in mind while withdrawing money from ATM so that you do not suffer any loss. But if you do not take care of the things mentioned below, then you may suffer a huge loss.
Leaving the ATM card in the ATM in a hurry.
There are many of our brothers or friends who are in such a hurry that they leave their ATM card in the ATM after withdrawing money and go home after taking the money. So friends, you should never make this mistake without ATM. Do not step out of the ATM with the card.
The second mistake most people make is that they do not hide the ATM PIN while dialing it. If someone is standing next to them, they dial the PIN in front of that person, which you should not do at all. If someone is standing next to you, first make him/her go out of the ATM and only then withdraw your money and dial the PIN.
Friends, never share your ATM PIN and ATM number with others, otherwise money may go missing from your account.
Do not press the Cancel button after the transaction is done.
Friends, when you withdraw money from the ATM and the transaction is completed, then you have to press the Cancel button so that your transaction gets canceled and no one else can withdraw money again. Because there are many people who forget to press the cancel button after withdrawing money, you should not make this mistake.
Take help from any unknown person.
Nowadays, withdrawing money from ATM has become a common thing and most of the people also have an ATM card using which people withdraw money. But there are many of our brothers who have ATM card but do not know how to withdraw money from ATM card.
They do not know about it and that is why they take help from some unknown person. But you should never do this, otherwise you may suffer a huge loss. In such a situation, instead of taking help from others, you should take help from any member of your family. Try to learn how to withdraw money from ATM yourself.
I have already told you about how to withdraw money from ATM.
What is the limit for withdrawing money from ATM?
Friends, there are many people who do not know the maximum amount that can be withdrawn from ATM, due to which sometimes they enter more amount than the limit.
Although the withdrawal limit of each bank’s ATM is different, but most of the ATMs have a limit of withdrawal of Rs 25,000 for a normal ATM card.
How much is charged for withdrawing money from ATM?
Friends, there is a limit for withdrawing money from an ATM. When you exceed this limit, you have to pay a charge for withdrawing money from the ATM. Friends, all the government and private banks have implemented a rule regarding withdrawal of money from ATM.
That if you withdraw money from your bank’s ATM 5 times in a month, then you will not have to pay any charge. If you withdraw money from another bank ATM three times in a month, then also you will not have to pay any charge.
If you withdraw money from it in a month, then you will not have to pay any charge. If you withdraw money more often, you will have to pay charges of Rs 21-25 on each transaction.
How much money can be withdrawn from ATM in a day?
Friends, you can withdraw Rs 100 to Rs 1 lac from ATM in a day, you can withdraw more than this, but it depends on the type of ATM. Friends, there are many types of ATMs like – Gold, Platinum, Rupay, Visa etc. The limit of all this is different but for domestic card the maximum is Rs, 25000.
How to withdraw money from ATM through mobile number?
Friends, if you want to withdraw money from ATM card using mobile number, then for this you should have Internet Banking and Internet Banking App of the bank whose ATM card you have, then you can withdraw money from ATM.
FAQs
What is the full form of ATM?
The full form of ATM is an Automated Teller Machine.
What has to be done to withdraw money from ATM?
To withdraw money from ATM, firstly you have to go to the bank and apply for an ATM card. After getting the ATM card, you will have to go to the ATM of the same bank and create an ATM PIN, after that you can go to the ATM with the ATM card and withdraw money.
How to use ATM for the first time?
Friends, if you are going to use ATM for the first time then you have to read this article carefully, or you can take along any member of your family who knows how to withdraw money from ATM.
Do you want to know about how much is the ATM charge in a year?
Friends, the ATM card charge is Rs 130-350 in a year. Joining and replacement charges for ATM card are separate. Which is approximately Rs 300.
Can you withdraw Rs 100 from an ATM?
Yes, you can also withdraw Rs 100 from an ATM.
Conclusion-
Friends, I hope you know how to withdraw money from ATM card. You must have liked the information given about it, if you like it then share it and if you want to give some suggestions then comment.
Thank you
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